Advertising Disclosure: YC Cards is an independent advertising and information website operated by Adsreverb Digital Private Limited. We may receive compensation if you click an advertiser link or apply through a partner. We are not a bank, lender, card issuer, or Yendo. Compensation may affect how offers are presented, but does not change the terms offered to you.
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VEHICLE-SECURED REVOLVING CREDIT

Understand the card before you apply.

Explore key information about a vehicle-secured credit card offered by Yendo, including purchase APR, common fees, how the vehicle lien works, and important risks.

Check on Yendo's WebsiteReview APR & Fees

Checking or applying is completed on the provider's website. YC Cards does not make credit decisions or collect an application on this page.

Clear APR & fee informationIndependent information siteNo approval claims
YC CARDSINFORMATION GUIDE

Key published terms

24.88%–35.88%Fixed purchase APR published by Yendo*
$40Published annual fee on Yendo's vehicle-secured card*
$450–$10,000Published credit-limit range*

*Terms can change and eligibility varies. Confirm current terms directly with Yendo before applying.

Important: This card is secured by a lien on an eligible vehicle. Failure to meet your obligations can put the vehicle at risk. Read the issuer's complete agreement and disclosures before applying.
APR & FEES

Costs you should review

The following reflects terms published by Yendo at the time this page was prepared. The provider's current disclosures control if anything differs.

Purchase APR24.88%–35.88% fixed
Annual fee$40
Cash advance APR35.88%
Cash advance fee3%
Balance transfer APR35.88%, when available
Balance transfer fee5%, when available
Lien placement feeUp to $25, where applicable

Interest and fee details may vary by product, state, account, or later changes. YC Cards does not set these terms. Review all pricing, penalty, payment, lien, and account disclosures supplied by the issuer.

HOW IT WORKS

A simple overview

1

Review the offer

Read the APR, fees, vehicle-security requirement, eligibility information, and other terms before continuing.

2

Visit the provider

If you choose to continue, you leave YC Cards and complete the provider's process on its website.

3

Provider evaluates eligibility

The provider determines eligibility, credit limit, and final terms. YC Cards does not approve, deny, or issue credit.

4

Review before accepting

Carefully review the final cardholder agreement and lien terms before accepting any account.

KNOW THE DIFFERENCE

This is not an unsecured card.

A vehicle-secured credit card uses the value of an eligible vehicle as collateral and may require a lien on the vehicle title. This is materially different from an unsecured credit card.

According to Yendo, its card is revolving credit rather than a one-time personal loan. Google also treats revolving credit such as credit cards separately from its personal-loan definition.

FAQ

Common questions

Is YC Cards the lender or card issuer?

No. YC Cards is an independent advertising/information website operated by Adsreverb Digital Private Limited. We do not issue cards, lend money, or make credit decisions.

Who offers the product described here?

The product information on this page is based on Yendo's published vehicle-secured credit-card materials. Yendo states its credit cards are issued by Cross River Bank, Member FDIC, pursuant to license from Mastercard International. Confirm this and all current terms on Yendo's website.

Does clicking mean I am approved?

No. Clicking only takes you to the provider. Eligibility, approval, credit limit, and final terms are determined by the provider.

Can my vehicle be at risk?

Yes. Because the account is secured by a vehicle lien, failure to satisfy account obligations can create a risk to the vehicle. Review the provider's lien and default terms carefully.

Ready to review the provider's current terms?

Continue only after reviewing the costs and vehicle-security requirement.

Visit Yendo